The Pag-IBIG Regular Savings Program is a convenient and government-guaranteed savings facility that gives you high annual dividend earnings. Save more to earn higher dividends.
Read more below to learn more about your Pag-IBIG Fund Regular Savings!
01. Create a Budget: Track your income and expenses to see where your money is going. Stick to a budget to avoid overspending.02. Set Savings Goals: Determine what you're saving for (e.g., emergency fund, vacation, down payment) and set realistic targets.
03. Cut Unnecessary Subscriptions: Cancel subscriptions and memberships you don’t use regularly.04. Shop with a List: Avoid impulse buying by making a shopping list and sticking to it.05. Cook at Home: Eating out can be expensive. Plan meals and cook at home to save money.06. Buy Generic Brands: Opt for generic or store brands instead of name brands to save on groceries and household items.07. Reduce Energy Usage: Lower your utility bills by turning off lights when not in use, using energy-efficient appliances, and reducing heating and cooling costs.
08. Use Coupons and Discounts: Look for coupons, discounts, and deals before making purchases.09. Buy in Bulk: Purchase non-perishable items in bulk to save money in the long run.10. Compare Prices: Use price comparison websites and apps to find the best deals.
11. Automate Savings: Set up automatic transfers to your savings account to ensure you save consistently.12. Use a Savings Account with High Interest: Choose a savings account that offers a higher interest rate to maximize your savings.13. Avoid Unnecessary Fees: Be mindful of bank fees, late payment fees, and other charges that can add up over time.
14. Pay Off High-Interest Debt: Focus on paying off high-interest debt (like credit cards) to reduce the amount of interest you pay.15. Consolidate Debt: Consider consolidating your debt to lower your interest rate and simplify payments.
16. DIY Whenever Possible: Do-it-yourself projects can save money on home repairs, gifts, and other expenses.17. Limit Entertainment Costs: Look for free or low-cost entertainment options, such as parks, libraries, and community events.18. Use Public Transportation: Save on gas, parking, and maintenance by using public transportation, carpooling, or biking.
19. Wait Before You Buy: Implement a waiting period (e.g., 24 hours) before making non-essential purchases to determine if you really need them.20. Track Your Progress: Regularly review your budget and savings goals to stay motivated and make adjustments as needed.
- The House of Representative- Bureau of Jail Management- National Center for Mental Health
- Robinsons Supermarket Corporation- Sitel Philippines Corporation- United Laboratories Incorporated (UNILAB)
- Finance Center Philippine Army (FCPA)- The City Government of Makati- Metropolitan Manila Development Authority (MMDA)
- Lizard-Bear Tasking Incorporated- Optum Global Solutions Philippines Incorporated- DBP Service Corporation (DBPSC)Top Collection Agency- S.P. Madrid & Associates