Pag-IBIG Fund sets aside at least seventy percent (70%) of its annual net income and credits it proportionately to its members’ Pag-IBIG Savings as dividends. This means that the more one has saved, the higher dividends that member shall earn.
Pag-IBIG Fund invests at least 70% of its investible funds in housing finance, as required by its Charter. It also invests in government securities and corporate bonds.
The Pag-IBIG MP2 Savings, being a voluntary program, earns a higher dividend rate than the mandatory Pag-IBIG Regular Savings.
HERE ARE THE MP2 SAVINGS DIVIDEND RATES OVER THE PAST 13 YEARS.
Year and MP2 Savings Dividend Rate:
2020 = 6.12%
2019 = 7.23%
2018 = 7.41%
2017 = 8.11%
2016 = 7.43%
2015 = 5.34%
2014 = 4.69%
2013 = 4.58%
2012 = 4.67%
2011 = 4.63%
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