HIGHER DIVIDENDS FOR 2025!

2025 DIVIDENDS and RETURNS are higher this year!

More growth. Greater returns. Bigger benefits for Pag-IBIG members.

Pag-IBIG Fund has officially announced its 2025 Dividend Rates for Pag-IBIG Regular Savings and the Return Rate for MP2 Savings, reflecting the Fund’s strong financial performance and prudent investment strategy.

The announcement was led by Department of Human Settlements and Urban Development (DHSUD) Secretary and Pag-IBIG Fund Board Chairman Jose Ramon P. Aliling, together with Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta.

“Our commitment is clear: every peso earned is returned to our members in the form of higher dividends and stronger programs,” Chairman Aliling stated.

CEO Acosta added, “This milestone is the result of sound fiscal management and the continued trust of our members. We remain focused on growing their savings and securing their financial future.”

This achievement aligns with the directive of President Ferdinand R. Marcos Jr. to strengthen institutions, protect members’ savings, and ensure that government programs directly improve the lives of Filipino families.

For our members—this is all for you.

2025 Dividend Rates:​

💙 Pag-IBIG Regular Savings: 6.62% p.a.

💙 Pag-IBIG MP2 Savings: 7.12% p.a.

​#PagIBIGFund​

#ChairmansReport2025​

#2025DividendsAnnouncement

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Pag-IBIG Members’ Savings Surge 21% to Record ₱160.41 Billion in 2025; MP2 Savings Hit ₱83.51 Billion

Pag-IBIG Fund members collectively saved a record ₱160.41 billion in 2025, marking a 21% increase from the previous year and the highest amount ever recorded in the agency’s history.

The agency said the milestone was driven largely by the continued growth of voluntary savings, particularly under its Modified Pag-IBIG II (MP2) Savings Program.

“Once again, our strong collections reflect the trust and confidence our members place in Pag-IBIG’s savings programs,” said Department of Human Settlements and Urban Development (DHSUD) Secretary Jose Ramon P. Aliling, who also chairs the Pag-IBIG Fund Board of Trustees. “With ₱27.61 billion more savings collected in 2025 compared to the previous year, Pag-IBIG Fund’s solid financial position enables us to continue offering low-interest rates and to support the financing requirements of the Expanded Pambansang Pabahay Para sa Pilipino (4PH) Program of President Ferdinand R. Marcos Jr.”

Of the total savings collected in 2025, mandatory monthly contributions amounted to ₱66.80 billion. Notably, voluntary savings - funds saved by members with the agency that are over and above their required contributions - accounted for the larger share of total collections.

“Our members are saving more voluntarily, to the point that voluntary savings have already surpassed mandatory contributions,” said Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta. “Voluntary savings reached ₱93.60 billion, or 58% of our total savings collections. This is very encouraging because it shows that the culture of saving for the future remains strong among Pag-IBIG members.”

Acosta noted that members’ additional monthly contributions reached ₱10.09 billion, as more members opted to save above the required ₱200 monthly contribution. She attributed this to members’ growing appreciation of saving with Pag-IBIG Fund, supported by its consistent track record of competitive annual dividend rates.

She added that this same confidence continued to drive strong MP2 Savings participation, with collections reaching ₱83.51 billion for the year, making it the primary driver of voluntary savings growth.

“We are very pleased that MP2 Savings continues to encourage more Filipino workers to set aside money for their future,” Acosta said. “Through this program, we have helped our members appreciate the value of disciplined saving by offering a secure and rewarding savings option aligned with their short-term goals. In fact, a number of our MP2 savers, particularly retirees and pensioners, now call themselves ‘LODI,’ or ‘Living on Dividends,’ as they use their annual returns to help cover daily expenses. Our members can be assured that we will continue to manage their savings prudently and strive to provide the highest possible returns. That is Lingkod Pag-IBIG at work.”

Pag-IBIG Fund 2025 Dividends

Ngayon na! 🔥​

P1 and MP2 Dividend rates for FY 2025 expected to be announced on February 27, 2026.

Get ready for the Pag-IBIG Fund Chairman’s Report 2025, going LIVE today at 4:00 PM on the Pag-IBIG Fund (HDMF) Official Facebook Page.

Alamin kung paano nagperform ang Fund sa 2025, ang mga kwento sa likod ng mga tagumpay, at siyempre, ang DIVIDEND RATES na inaabangan ng bawat miyembro taon-taon!​

It’s time to see your membership in action — mula sa key achievements, dami ng mga miyembrong napaunlad ang buhay, hanggang sa patuloy na paglago ng Pag-IBIG Fund.

Kita-kits tayo! 👋

Mas MALAKI ang Contribution, Mas MALAKI ang Ipon!

The Best Time to Save? NGAYON NA! 🤗​

​

Mas maaga ka magsimula mag-save, mas malaki ang maiipon mo! With Pag-IBIG Regular Savings, your money grows over time with dividends — kaya kung mag-top up ka ng contributions mo ngayon pa lang, mas lalaki ang returns mo in the future! ​

Time + Consistency = Bigger Ipon ​

Kaya wag na ipagpabukas ang pag-iipon. Top up your savings today — para secured ang future mo! ​

More Filipino Workers Secure Homes as Pag-IBIG Housing Loan Releases hit P140.54 Billion in 2025

Pag-IBIG Fund officials announced that the agency’s housing loan releases reached P140.54 billion in 2025, an 8% increase from P129.73 billion released in 2024. The agency’s home loan programs benefited 90,727 Filipino workers to buy a housing unit or finance home construction, renovation or improvement.

Recently cited by President Ferdinand R. Marcos Jr. during the National Housing Expo last October for its efforts to expand access to affordable housing in the country, the agency said the milestone reflects sustained momentum in affordable housing finance.

“We are pleased to report that Pag-IBIG Fund’s housing loan accomplishment in 2025 reflects our sustained work under the Expanded Pambansang Pabahay para sa Pilipino Program, or Expanded 4PH, to help more Filipino workers secure decent homes,” said Department of Human Settlements and Urban Development Secretary Jose Ramon P. Aliling, who also chairs the 11-member Pag-IBIG Fund Board of Trustees. “This supports President Marcos Jr.’s directive to accelerate the delivery of affordable housing by keeping financing accessible to our fellow Filipinos. We will build on these gains in 2026 by working even more closely with our shelter partners to speed up loan releases and help more Filipino families move into their own homes.”

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said the agency’s housing loan programs are designed to keep homeownership affordable for Pag-IBIG Fund members in the Philippines and abroad, while supporting the government’s goal of uplifting the lives of Filipinos through access to decent shelter.

Of the total housing loans released, the agency said 7,056 Expanded 4PH socialized housing units worth P7.63 billion were financed by the program’s subsidized 3% interest rate. It also cited 4,811 housing units worth P6.2 billion financed under its 4.5% promotional rate for loans of up to P1.8 million.

“Pag-IBIG Fund remains fully aligned with the directive of President Marcos Jr. to expand access to quality and affordable housing, especially for minimum wage earners and middle-income members,” Acosta said. “As the largest single source of home mortgage financing in the country, we recognize our role in helping more Filipino workers secure safe, decent homes through home loans that remain affordable and responsive to their needs.”

She added that last year, Pag-IBIG Fund rolled out home loan programs addressing members’ varying needs, including subsidized and promotional rates for eligible borrowers, as well as financing for home repair and improvement.

Under the Pag-IBIG Housing Loan for the Expanded 4PH, qualified local members and all Overseas Filipino Workers who are first-time homebuyers may avail themselves of loans to purchase socialized housing units at a subsidized 3% annual interest rate for the first five years, extendible for another five years for qualified borrowers. The subsidized rate lowers monthly payments to P4,005 for house-and-lot units priced up to P950,000, and about P8,432 for condominium units priced up to P2 million. Pag-IBIG Fund Acquired Assets that fall within the socialized housing price ceilings are also included. Through the Early Bird Promo, the first 30,000 qualified borrowers may enjoy the subsidized rate for the first 10 years of the loan.

Pag-IBIG Fund also offers a 4.5% promotional rate for qualified local members and all Overseas Filipino Workers who are first-time homebuyers on loans of up to P1.8 million, making monthly payments more affordable. Under the offer, a P1.8 million loan payable over 30 years carries a monthly amortization of P9,120.34, compared with P11,082.91 at the regular 6.25% rate, allowing members to save nearly P2,000 a month, or about P71,000 over the first three years of the loan. This loan may be used for the purchase of a residential house and lot, a residential lot, the construction or completion of a home, home improvement, or the purchase of a Pag-IBIG Fund Acquired Asset.

For members who seek to improve their current homes, Pag-IBIG Fund offers the Pag-IBIG Home Improvement Loan, which allows qualified members to borrow up to P300,000 for repairs or home upgrades, payable within five years. With minimal documents and simplified requirements, members can apply more easily, the agency said. The loan is currently offered at a promotional rate of 3% per annum for the first 10,000 borrowers.

Source: Pag-IBIG Fund News

Statement of Comprehensive Income ng HOME DEVELOPMENT MUTUAL FUND (Pag-IBIG Fund)

Statement of Comprehensive Income ng HOME DEVELOPMENT MUTUAL FUND (Pag-IBIG Fund).

Added last years figures for comparison.

Keep on savings po, lalo na ngayon lapit na 13th month pay.

Happy Savings po sa lahat🥰💞

Pag-IBIG Fund Awards Top Developers and Employers

Pag-IBIG Fund Awards Top Developers and Employers in National Capital Region

Pag-IBIG Fund recognized top developers and employers in National Capital Region for the first leg of the 2023 Stakeholders' Accomplishment Report (StAR) held in Pasay City on Tuesday (16 April 2024). 

Here's the Complete List of Pag-IBIG Star Awardees in the National Capital Region for 2023:

Top Developers

1. 8990 Group of Companies
2. Raemulan Lands, Incorporated
3. Axeia Group of Companies
4. Homemark Group of Companies 
5. The New APEC Group of Companies
6. Charles Builders Group of Companies
7. Westchester Realty Corporation
8. Borland Development Corporation
9. Pacific-Town Property Ventures Incorporated
10. Citi-Homes Builder Group of Companies

NCR North East Top Employers in Government Sector

- The House of Representative 

- Bureau of Jail Management 

- National Center for Mental Health

NCR North East Top Employers in Private Sector

- Robinsons Supermarket Corporation

- Sitel Philippines Corporation 

- United Laboratories Incorporated (UNILAB)

NCR North South West Top Employers in Government Sector

- Finance Center Philippine Army (FCPA) 

- The City Government of Makati 

- Metropolitan Manila Development Authority (MMDA)  

NCR North South West Top Employers in Private Sector

- Lizard-Bear Tasking Incorporated 

- Optum Global Solutions Philippines Incorporated 

- DBP Service Corporation (DBPSC)  

Top Collection Agency

- S.P. Madrid & Associates

Special Awards and Citations

Top Manning Agency: Magsaysay Maritime Corporation

Top Loyalty Card Partner in National Category: PH Global Jet Express Incorporated or (J&T Express)

Top Loyalty Card Partner in Regional Category: CW Marketing and Development Corporation

Highest in Number of Units Taken Out: Raemulan Lands, Incorporated

Best in Conversion: Pacific-Town Property Ventures Incorporated 

Best in Performing Loans Ratio: Borland Development Corporation 

Best in Performing Accounts Ratio: Citi-Homes Builder Group of Companies

The event also saw Pag-IBIG Fund and its stakeholders renew their pledge to integrity, in line with their shared effort to conduct all transactions with utmost professionalism and integrity towards achieving the highest tenets of public service.

The Pag-IBIG StAR is held by the agency to apprise stakeholders in each of the country’s major regions of its accomplishments, and recognize them for their outstanding contributions.

2023 Dividend Rates for P1 at MP2 Savings

2023 DIVIDENDS and RETURNS are higher this year!

Pag-IBIG Fund has formally unveiled the highly-anticipated Pag-IBIG Savings Dividend rates for Y2023 in today's Chairman's Report on February 27, 2024. 

President Ferdinand R. Marcos, Jr., together with Pag-IBIG CEO Marilene C. Acosta, unveiled the dividend rates of:

[P1] Pag-IBIG Regular Savings: 6.55% per annum

[MP2] Pag-IBIG MP2 Savings: 7.05% per annum

#PagIBIGFund

#ChairmansReport

#2023DividendsAnnouncement

Paano Mag Bayad o Mag Save Sa P1 at MP2

PAYMENT FACILITIES

• Over-the-Counter Payment

• Non-Bank (Bayad Center, SM, M.Lhuillier & ECPay)
• Bank (AUB, MBTC, & LBP)
• Pag-IBIG Fund Branches nationwide

• Digital (Mobile/Internet)

• Non-Bank ( Gcash, Coins.ph powered by Bayad Center,
• Pay by Maya (formerly PayMaya),
• ECPay, Lazada, Shopee & SNDT Express)
• Bank (AUB, UCPB)

• Online Payment Facilities

• Debit/Credit powered by Visa & Mastercard
• JCB
• Pay by Maya (formerly PayMaya)

• Employers’ On-line Payment Facility (UBP, BPI, LBP, SBC & Bancnet)

• Overseas Remittance (PNB, AUB, iRemit, & Ventaja)

Dividend 2022

Good news mga ka MP2 dahil makikita na natin ang ating mga DIVIDENDS INCOME sa loob ng ating Pag-IBIG Virtual Dashboard Account.

How To Login? Click Here!

Dividend Rates for P1: 6.53% and MP2: 7.03%

PBBM lauds highest Pag-IBIG dividend rates since pandemic: 6.53% for Regular Savings, 7.03% for MP2

President Ferdinand R. Marcos Jr. lauded Pag-IBIG Fund’s highest dividend rates since the Covid-19 pandemic, as its Regular Savings dividend rate for 2022 reached 6.53 percent and its Modified Pag-IBIG 2 (MP2) Savings surged to 7.03 percent per annum

The dividend rates on the members' savings of the agency were the highlights of the Pag-IBIG Fund Chairman’s Report for 2022, where the president spoke before a gathering of agency members, partners and stakeholders at the SMX Convention Center, Tuesday (March 28).

“It makes me proud that your agency’s stewardship of our national savings program has successfully provided affordable shelter financing for our people. Let me thank all of you, the members who are the owners of Pag-IBIG Fund, including concerned housing developers, partners, and other key stakeholders who have been instrumental in fulfilling the Pag-IBIG Fund’s mandate, of serving the Filipino workforce,” the President said.

“As the Pag-IBIG Fund was established under the presidency of my father, I look forward to your efforts in continuing his legacy of quality public service into the future. I urge you to sustain the transparency and accountability in all the work that you do. Thus, we are able to maintain the public's renewed trust in government. Let us ensure that the Pag-IBIG Fund remains at the forefront of fulfilling our peoples' aspirations,” the chief executive added.

Pag-IBIG Fund posted its best performing year in 2022 as the agency’s net income reached a record high P44.50 billion, a 28% increase from the P34.69 billion the year prior.

The agency also reported several record high figures for the year, with home loans reaching P117.85 billion; total membership savings collected amounting to P79.90 billion and loan payments amounting to P127.42 billion.

Pag-IBIG Fund also assisted the highest number of members with 105,212 securing new homes from its housing loan programs and over 2.61 million aided through its short-term loans. The agency ended the year with total assets at its highest, amounting to P827.40 billion.

Secretary Jose Rizalino Acuzar of the Department of Human Settlements and Urban Development (DHSUD), who also heads the 11-member Pag-IBIG Fund Board of Trustees, explained that the dividend rates are the result of the agency’s record-high net income coupled with the highest dividend payout ratio approved by the Pag-IBIG Board.

Acuzar said that while the agency is required to give back to members only at least 70 percent of its annual net income as dividends, the Pag-IBIG Board approved a 97 percent payout ratio, resulting in a dividend amount to P42.70 billion - the highest in the agency’s history.

“We at Pag-IBIG do all that we can to keep the returns on our members’ savings high, while ensuring the Fund’s sustainability and stability. With Pag-IBIG Fund capably led by its CEO 'Manang' Malen Acosta having its best performing year in 2022, we were able to declare the highest amount of dividends for our members’ savings in our 42-year history,” the DHSUD chief said.

“Truly, when Pag-IBIG Fund performs well, it is our members who benefit the most. We assure our members that Pag-IBIG Fund shall be their reliable partner as they pursue a better and more secure future,” the Pag-IBIG Chairman noted.

P1 Savings: 6.53% & MP2 Savings: 7:03%

DIVIDENDS HIGHEST SINCE PANDEMIC!!

Pag-IBIG Fund has finally revealed the highly-anticipated Pag-IBIG Savings Dividend rates for 2022 during its Chairman's Report on March 28.

President Ferdinand R. Marcos, Jr., together with DHSUD Secretary Jose Rizalino L. Acuzar and Pag-IBIG CEO Marilene C. Acosta, unveiled the dividend rates of:

Pag-IBIG Regular Savings: 6.53% per annum.

Pag-IBIG MP2 Savings: 7:03% per annum.

To transact with PAG-IBIG anywhere, download or update to the latest version of the app now!

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Pag-IBIG Board Approves Postponement of 2023 Contribution Hike

The Pag-IBIG Fund Board of Trustees officially approved the postponement of the agency’s contribution hike in 2023, citing the continuing recovery of both workers and business owners from the pandemic, its top officials announced Monday (06 March).

Secretary Jose Rizalino L. Acuzar, who heads the Department of Human Settlements and Urban Development and the 11-member Pag-IBIG Fund Board of Trustees, said that they unanimously approved the recommendation of the Pag-IBIG Fund Management to defer the hike in the monthly contributions of its members in 2023 – affirming pronouncements made by the agency earlier this year – and move the implementation by one year to January 2024. The deferment also applies to the share of their employers.

“We recognize that many of our members and employers are still in the midst of recovering from financial challenges arising from the effects of the pandemic on the economy. After consulting with our stakeholders, we have officially approved the deferment of the increase of Pag-IBIG members’ monthly contributions for another year. This is in line with the call of President Ferdinand Marcos, Jr. to alleviate the financial burden of our fellow Filipinos due to the prevailing socio-economic challenges brought about by the Covid-19 pandemic,” Acuzar stated.

In 2019, agency officials approved the increase of its members’ monthly contributions after obtaining the concurrence of stakeholders to implement a planned contribution increase in 2021. During that time, the agency saw the increase necessary as it projected that the amount of loans disbursed will eventually outpace the total collections from both loan payments and members’ contributions.

However, recognizing the effects of the pandemic on both its members and the business community, Pag-IBIG Fund has deferred for the third consecutive year the increase of its contributions rates which remain unchanged since 1986.

According to Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta, the agency’s robust fiscal standing and strong collections driven by members opting to save more under the agency’s Regular and MP2 Savings programs, shall allow it to address the growing loan demand of members even without a contribution rate increase this year.

“Our strong financial position shall allow us to again postpone the increase in our contribution rates for a year. We are happy to report that even without any increase in our rates, we were able to post record-highs in 2022 with our membership savings collections reaching nearly P80 billion, loan payment collections amounting to P127.42 billion, short-term loan releases at 57.69 billion and home loan takeout amounting to P117.85 billion. And, with the continued trust and support of our members, the business community and housing industry partners, we look forward to achieving another banner year for Pag-IBIG Fund in 2023 despite not increasing our contribution rates for the 37th consecutive year,”Acosta said.

Pag-IBIG Releases Record P118 Billion Housing Loans

The Home Development Mutual Fund, commonly known as Pag-IBIG, has released a record P118 billion worth of housing loans last year for over 100,000 members.

Pag-IBIG said home loans jumped by 21 percent to P117.85 billion in 2022, its highest home loan release since the fund was established. This is also above Pag-IBIG’s P110 billion target for 2022.

It has been registering record high releases last year on the back of strong demand for home loans as Pag-IBIG interest rates remain low despite the current market trend, high loan-to-appraised value ratio, long repayment period and better insurance terms.

Pag-IBIG’s total number of financed homes also increased by 11 percent to a record 105,212 last year.

Pag-IBIG CEO Marilene Acosta said this marked the first time that the agency has financed more than 100,000 housing units in a single year of the total housing units financed in 2022, 18,657 or 18 percent were socialized housing units which are now owned by members from the minimum-wage and low-income sectors.

Under the Marcos administration, Pag-IBIG intends to finance at least 708,000 housing units.

Under the Pag-IBIG’s Affordable Housing Program, eligible borrowers have a special subsidized rate of three percent per annum for home loans of up to P580,000 for socialized subdivision projects.

Standing out as the lowest interest in the loan market, Pag-IBIG first offered the subsidized rate five years ago to help more members, particularly those from the minimum-wage sector, have their homes.

Marilene C. Acosta Pag-IBIG CEO

Thank you for your service, outgoing CEO Acmad Moti. Our warmest welcome and congratulations to CEO Malen Acosta! 

____________________________

Marilene C. Acosta Appointed as Pag-IBIG Fund CEO

In a letter released by Malacañang on Monday (19 September), Marilene C. Acosta has been appointed as acting Chief Executive Officer of Pag-IBIG Fund, succeeding Acmad Rizaldy P. Moti as head of the country’s leading home financing agency. 

Acosta, who hails from Narvacan, Ilocos Sur, has been with Pag-IBIG Fund since 1981. A Certified Public Accountant (CPA) and Career Executive Service Officer (CESO) V, she rose from the ranks since starting her career as an accounting clerk in Pag-IBIG Fund’s Baguio Regional Office. During her tenure as Pag-IBIG Fund Deputy CEO for Home Lending from March 2017 to September 2022, the agency released consistent record-highs in housing loans, which then enabled a record-high number of members to acquire their own homes.

“I am grateful for the trust that the President Ferdinand Marcos, Jr. and our Chairperson, DHSUD Secretary Jose Rizalino Acuzar have given me on being appointed to this post. I also thank outgoing CEO Moti and my fellow Lingkod Pag-IBIG for their support, as well as the Organization of Socialized and Economic Housing Developers in the Philippines (OSHDP), Inc. and the Subdivision and Housing Developers Association (SHDA), Inc. for their endorsements. I assure all of them, as well as our members, partner-developers, partner-employers and stakeholders, that we at Pag-IBIG Fund shall remain committed in providing them responsive and excellent service. My more than 40 years of public service in Pag-IBIG Fund has prepared me well for this post, and I will put to best use all that I have learned during the past four decades in ensuring that we continue the fulfillment of our mandates and in providing Tapat na Serbisyo, Mula sa Puso,” Acosta said.

Outgoing Pag-IBIG Fund Chief Executive Officer Acmad Rizaldy Moti, meanwhile, hailed Acosta’s appointment. He said that this would ensure continuity in the agency’s directions towards sustaining and building on the many gains it has accomplished over the recent years. 

“CEO Acosta’s leadership, excellence, integrity, and grit are among the key factors that have enabled Pag-IBIG Fund to accomplish numerous record-highs and milestones, particularly in the home financing front. Her appointment shall allow the continuity and sustainability of Pag-IBIG Fund’s efforts to uplift the lives of all Filipino workers. I truly wish her and Pag-IBIG all the best,” Moti said. 

Moti leaves Pag-IBIG Fund in its strongest-ever state, posting significant increases in key metrics from 2016 - the year prior to assuming his post as CEO. As of August 2022, the agency has P795.93 billion in total assets, an 81% increase from P439.30 billion as of yearend 2016; a P100.8 billion single-year home loan release in 2021, a 76% increase from the annual home loan takeout of P57.3 billion six years ago; P25.95 billion voluntarily saved by members in MP2 Savings in 2021, a 3,065% increase from the P0.82 billion saved in 2016; investible funds amounting to P92.56 billion, a 49% increase from P62.15 billion in 2016; and, an annual net income of more than P30 billion for five consecutive years since 2017.

Executive Leadership Team of the Year 2022

Pag-IBIG Fund Management is Circle of Excellence Awardee - Executive Leadership Team of the Year in the 2022 Asia CEO Awards!🏆

Congratulations to our Senior Management Committee, CEO Acmad Rizaldy P. Moti, Deputy CEO for Home Lending Operations Marilene C. Acosta, Deputy CEO for Member Services Operations Alexander Hilario G. Aguilar, Deputy CEO for Support Services Atty. Robert John S. Cosico, and Vice President for the Legal and General Counsel Group, Head of Compliance, and Chief Legal Counsel, Atty. Marcial C. Pimentel, Jr. for being recognized as one of the best leadership teams among private and government organizations in the country. 

We are proud of you for embodying the spirit of a Lingkod Pag-IBIG!

Virtual Pag-IBIG App

Good News sa ating VIRTUAL PAG-IBIG ACCOUNT!

What's New!

▪︎ Login

-Allows user to login using their Virtual Pag-IBIG web account.

-Terminate session after 1 minute of inactivity

▪︎ Homepage

-Allows user to view the following:
      ◼ Last login details
      ◼ Latest news and announcements from the Fund

▪︎ Products

-Allows viewing of the following transaction details:
      ◼ Regular Savings
      ◼ MP2 Savings
      ◼ Multi-Purpose Loan
      ◼ Calamity Loan
      ◼ Housing Loan
      ◼ Online Payments

Virtual Pag-IBIG App- The official mobile app of Pag-IBIG Fund.
Viewing your Pag-IBIG records just got easier with the Virtual Pag-IBIG Mobile App!

With your mobile device, now you can:
     • View the record of your Pag-IBIG Regular Savings
     • See the growth of your Modified Pag-IBIG 2 (MP2) Savings
     • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings
     • Track your Pag-IBIG Housing Loan Payments
     • Track payments for your Pag-IBIG Multi-Purpose Loan (MPL)
     • Check the outstanding balance of your loans anytime.

Install now to feel Pag-IBIG anywhere you go!

ANDROID DOWNLOAD HERE:
https://bit.ly/VirtualPag-IBIG

For more information, go to https://pagibigfunds.blogspot.com, call 8PagIBIG or (02) 8724-4244, or send an e-mail to contactus@pagibigfund.gov.ph.

P40.41B Home Loans in Jan-May 2022

Pag-IBIG Fund releases record-high P40.41B Home Loans in Jan-May 2022, up 15%

Pag-IBIG Fund again surpassed its own record by releasing over P40 billion in home loans in the first five months of 2022, top officials announced on Tuesday (June 28).

From January to May, the agency released home loans worth P40.41 billion, the highest ever amount released during the first five months of any year in its history. Compared to the same period last year, the amount disbursed so far this year grew 15% from the P35.28 billion released during the same period in 2021.

“Pag-IBIG has once again set a new record in the amount of home loan releases to begin the first five months of the year. We are happy that the number of Filipino workers who are able to become homeowners through the Pag-IBIG home loan programs continue to grow. Our consistent performance also indicates that the home loan policies we have set in place have been effective, and we expect that these would continue to enable even more Filipino workers to have decent and affordable homes in safe, sustainable and resilient communities,” said Secretary Eduardo D. del Rosario, who heads the Department of Human Settlements and Urban Development (DHSUD) and the 11-member Pag-IBIG Fund Board of Trustees.

Meanwhile, Pag-IBIG Fund Chief Executive Officer Acmad Rizaldy P. Moti said that the amount released as of May financed the acquisition and construction of 36,865 homes for Pag-IBIG Fund members, 5% higher than the 34,979 homes financed during the same period last year.

He added that out of the total number of homes financed, 6,787 or 18% were socialized housing units which are now owned by minimum-wage and low-income workers and their families.

“Last year, we surpassed the P100-billion peso level in home loan releases, a feat we previously thought was impossible. This year, with our record-high home loan releases from January to May, we are optimistic that Pag-IBIG Fund is well on its way to yet another banner year. Should the current trend hold, we expect to release at least P105 billion pesos in home loans by year's end. I am confident that our outstanding performance on the home loan front will be sustained, especially under the leadership of our Deputy CEO for Home Lending Marilene C. Acosta, who has been instrumental in our record-breaking performance in home loan releases since 2017”, Moti said.

Read More Below To Learn More About Our Pag-IBIG Savings Program!

READ REGULAR SAVINGS (P1

READ MP2 SAVINGS (MP2)

READ PAG-IBIG FAQS

PAANO MAG BAYAD NG MP2 SAVINGS GAMIT ANG GCASH SA LOOB NG VIRTUAL ACCOUNT

Pag-IBIG Regular Savings (P1) - Frequently Asked Questions

Modified Pag-IBIG 2 Savings (MP2) - Frequently Asked Questions

Virtual Pag-IBIG - Frequently Asked Questions

Homes for Low-Wage Earners

Pag-IBIG Fund finances 5,411 homes for low-wage earners in Jan-Apr 2022

Pag-IBIG Fund has financed 5,411 socialized homes for minimum-wage and low-income members in the first four months of 2022, its top executives said Wednesday (May 18).

Socialized home loans make up 18% of the 29,310 units financed by the agency from January to April 2022. In terms of amount, socialized home loans represent 7%, or P2.35 billion out of the record-high P31.97 billion home loans released by the agency for the period.

"Socialized housing is designed especially for minimum and low-wage workers. With Pag-IBIG Fund’s Affordable Housing Program, we make sure that all our members, particularly those from the low-income sector, are given the opportunity to own a home. This is the essence of the BALAI (Building Adequate, Livable, Affordable and Inclusive) Filipino Communities Program of the government’s housing sector towards providing decent shelter for every Filipino family,” said Secretary Eduardo D. del Rosario, Chairperson of the 11-member Pag-IBIG Fund Board of Trustees and Secretary of the Department of Human Settlements and Urban Development (DHSUD).

The Pag-IBIG Fund’s Affordable Housing Program (AHP) is for members from the low-income and minimum-wage sectors who earn up to P15,000 a month in the National Capital Region (NCR), and up to P12,000 per month outside the NCR. Under the AHP, borrowers enjoy a subsidized rate of 3% per annum for home loans of up to P580,000 for socialized subdivision projects, and up to P750,000 socialized condominium projects.

Pag-IBIG Fund Chief Executive Officer Acmad Rizaldy P. Moti said that the AHP’s 3% rate remains as the lowest in the market – a rate that the agency has provided for low-income members since May 2017, and is able to offer due to its tax-exempt status as prescribed under Republic Act No. 9679 or the Home Development Mutual Fund (Pag-IBIG Fund) Law of 2009.

“Because of our Charter, Pag-IBIG Fund is able to provide the lowest rates for the home loans of minimum and low-wage workers. We first offered our subsidized 3% rate in May 2017 to help more members realize their dreams of owning a home. And, until now, that special rate still stands. Aside from keeping our interest rates low, we also keep the insurance premiums at a minimum, so that our borrowers would only need to pay a low monthly amortization of P2,445.30 for a socialized home loan of up to P580,000. And what’s more, qualified borrowers will never have to put out cash for equity under our Affordable Housing Program. All of these are part of our efforts to provide the best home financing program for our members who earn minimum wage,” Moti said. 

Source: Pag-IBIG