Pag-IBIG MPL, mas Pinalaki at mas Pinadali ang Pag-qualify para sa mga Miyembro

Pag-IBIG MPL, mas pinalaki at mas pinadali ang pag-qualify para sa mga miyembro

Mas pinahusay ng Pag-IBIG Fund ang Multi-Purpose Loan (MPL) nito upang mas malaki na ang maaaring mahiram ng mga miyembro, mas maikli na ang panahon upang mag-qualify, at mas maraming pagpipiliang repayment terms. Ayon sa ahensya, ang mga pagbabagong ito ay bunsod ng patuloy nitong pagtugon sa mga pangagailangan ng mga miyembro nito.

Sa ilalim ng mas pinagbuting Pag-IBIG MPL, maaari nang makahiram ang mga miyembro ng hanggang 90% ng kanilang kabuuang Pag-IBIG Regular Savings—mas mataas ng 12.5% kumpara sa dating 80%. Para sa mga miyembro dinagdagan at inupgrade ang kanilang regular savings, lalo pang tataas ang kanilang loan amount dahil nakabase sa kanilang ipon ang kanilang mahihiram. Sa kabuuan, mas malaki ang maaaring matanggap ng mga miyembro mula sa MPL upang lalong makatugon sa kanilang pangangailangan. Ang mga pagbabagong ito—mas mataas na halaga at mas mabilis na eligibility—ay ipatutupad din sa iba pang Short-Term Loan programs ng Pag-IBIG, tulad ng Health and Education Loan Programs (HELPS) at Calamity Loan.

Bukod sa mas malaking loan amount, mas pinaiksi rin ang panahon para maging eligible ang mga miyembro. Sa ilalim ng pinahusay na programa, maaari nang mag-loan ang mga aktibong miyembrong may 12 buwang hulog sa Pag-IBIG – mas mabilis ito kumpara sa dating requirement na 24 buwan. Dahil dito, mas maaga nang makaka-access ng pondo ang mas maraming miyembro para sa kanilang mga agarang pangangailangan. Samantala, ang mga miyembrong may existing loan sa ilalim ng dating guidelines ay maaari ring mag-apply muli sa enhanced MPL kung kailangan pa nila ng karagdagang cash dahil sa mas mataas na loan entitlement. Ang mga pagbabagong ito ay magiging available simula Mayo 16.

Kabilang din sa mga pagbabago sa Pag-IBIG MPL ang bagong one-year repayment term bilang dagdag na opsyon sa existing na two at three-year terms nito. Nagbibigay ito ng karagdagang flexibility para sa mga miyembro, upang lalong maiakma ang buwanang bayad sa loan sa kanilang financial capacity.

Pag-IBIG Fund wins 2025 ADFIAP Award for Technology Development​

Pag-IBIG Fund wins 2025 ADFIAP Award for Technology Development​

Pag-IBIG Fund’s Online Public Auction (OPA) has won this year’s ADFIAP Outstanding Development Project Merit Award for Technology Development during the ADFIAP Sustainable Development Awards held recently in Muscat, Oman.​

The Online Public Auction (OPA) provides members a convenient, digital platform to bid for Pag-IBIG Fund’s foreclosed properties at discounted prices. Through OPA, members can register, view properties, and submit their bids entirely online—making the process easier, faster, and more accessible even for overseas Filipino workers. By leveraging technology, Pag-IBIG Fund continues to fulfill its mandate of providing affordable homes to Filipino workers.

2024 Dividend Rates for P1 at MP2 Savings

2024 DIVIDENDS and RETURNS are higher this year!

Pag-IBIG Fund has formally unveiled the highly-anticipated Pag-IBIG Savings Dividend rates for Y2024 in today's Chairman's Report on February 27, 2025. 

Pag-IBIG CEO Marilene C. Acosta, unveiled the dividend rates of:

[P1] Pag-IBIG Regular Savings: 6.60% per annum

[MP2] Pag-IBIG MP2 Savings: 7.10% per annum

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Pag-IBIG Fund Chairman's Report 2024!

Watch the Pag-IBIG Fund Chairman's Report 2024!

Sabay-sabay natin alamin ang naging performance ng Pag-IBIG Fund sa taong 2024, kabilang na ang pinakahihintay na DIVIDEND RATES ng Pag-IBIG Regular Savings para sa Year 2024.

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Pag-IBIG Fund Launches Online Shopping of properties through Online Public Auction

Pag-IBIG Fund Launches Online Shopping of properties through Online Public Auction

Pag-IBIG Fund officially launched the Pag-IBIG Acquired Assets Online Public Auction (OPA) on Friday (November 15), which allows homebuyers to conveniently select from Pag-IBIG Fund's properties for sale and submit their bids using an online platform, Pag-IBIG Fund's top officials announced today (15 November).

Using any device with an internet connection, homebuyers can register for their permanent Buyer ID and explore available properties–all without needing to visit a Pag-IBIG branch. The “Add to Cart“ feature also allows them to submit their bids on multiple properties with just one click.

“The OPA is Pag-IBIG Fund's response to the government's call to be innovative in the approach to making homeownership more accessible to Filipino workers. Through this new platform, we hope to make the process of buying Pag-IBIG Fund's acquired assets convenient and more accessible,“ said Secretary Jose Rizalino L. Acuzar, who heads the Department of Human Settlements and Urban Development (DHSUD) and the 11-member Pag-IBIG Fund Board of Trustees.

Pag-IBIG Fund Chief Executive Officer Marilene Acosta, who led the launch, emphasized the Fund's commitment to digitalization and capitalizing on technology for improved service offerings.

“We are in the digital age. The OPA is part of our continued commitment to harness technology, with the ultimate objective of helping the Filipino worker achieve their dream of homeownership,“ Acosta said.

Those who wish to bid manually can still do so until 31 December 2024. Full implementation of the OPA will be effective 1 January 2025 for First (1st) and Second (2nd) Public Auction, while OPA for negotiated sale will be rolled out within November this year.