Virtual Pag-IBIG App 3M Downloads Na

Virtual Pag-IBIG App

More than 3 MILLION downloads na ang Virtual Pag-IBIG App! 🎊 Maraming salamat po sa tiwala. ❤️

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Pag-IBIG Home Loans Reach P76.94B

Pag-IBIG sets record anew as home loans reach P76.94B in Jan to Aug, up 6%

Pag-IBIG Fund has released P76.94 billion in home loans in the last eight months, breaking its record on the highest home loan disbursement for any January to August period, agency officials announced on Friday (September 15).

“We are happy to report that Pag-IBIG Fund has once again set a record high in terms of home loan releases during the first eight months of the year. The sustained growth of our home loans mean that more and more Filipino workers are being helped by Pag-IBIG Fund to have homes they can call their own. This is one of our ways to heed the call of President Marcos to provide sustainable and inclusive housing for Filipinos,” said Secretary Jose Rizalino L. Acuzar, who heads the Department of Human Settlements and Urban Development and the 11-member Pag-IBIG Fund Board of Trustees.

Acuzar added that the amount of home loans released by the agency during the period is P4.23 billion or 6 percent higher compared to the P72.71 billion released during the same period in 2022, and financed 59,840 homes of Pag-IBIG Fund members. He further noted that out of this total number, 7,450 or 12 percent are members from the minimum-wage and low-income sectors, who were able to secure a total of P3.15 billion in socialized home loans.

Meanwhile, Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta noted that the agency expects to sustain its performance for the remainder of the year, mainly driven by the agency’s move to further lower its home loan rates last July.

“We thank our members for choosing and trusting the Pag-IBIG Housing Loan to help them achieve their dream of home ownership. We assure our borrowers that we shall do all that we can to maintain the low rates of their loans and keep their monthly payments affordable. This is because we at Pag-IBIG Fund highly value sustainability, so that our current borrowers can maintain their ability to pay their loans and allow even more members to avail of our home financing programs. With four months to go before we end the year, we are optimistic that we shall once again set a banner year in the home loan front, and thus empower more Filipinos to become homeowners,” Acosta said. 

Pag-IBIG: Home Loan Releases Hit Record P57.07 Billion in H1

The Home Development Mutual Fund or Pag-IBIG Fund on Tuesday said it posted new record-high home loan releases in the first half of 2023.

In a statement, Pag-IBIG Fund said it released P57.07 billion worth of home loans from January to June this year, up 10% from P51.96 billion released during the same period in 2022.

“Pag-IBIG Fund's performance in the first six months of 2023 in the home loan front now stands out as the best in our history. We are happy that the number of Filipino workers who were able to become homeowners through Pag-IBIG’s Housing Loan programs continues to grow,” said Secretary Jose Rizalino L. Acuzar, who heads the Department of Human Settlements and Urban Development and the 11-member Pag-IBIG Fund Board of Trustees.

The Housing chief said the amount of home loans released by Pag-IBIG Fund during the period enabled 44,414 members to acquire their own homes.

Acuzar added that of the total number, 5,748 or 13% are Pag-IBIG Fund members from the minimum-wage and low-income sectors who are now homeowners after securing a total of P2.42 billion in socialized home loans.

For her part, Pag-IBIG Fund CEO Marilene Acosta expressed optimism that home loans will maintain their growth in the second half of the year, with Pag-IBIG Fund further reducing home loan rates earlier this month. — Ted Cordero/BM, GMA Integrated News.

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Pag-IBIG Net Income Hits P20.6B in First Half

THE Pag-IBIG Fund netted P20.61 billion in the first half of 2023, 11 percent higher compared to the same period last year, primarily due to earnings from housing and short-term (cash) loans, as well as investments.

Gross income for the period was P35.03 billion, 12 percent higher year on year.

"Our P20.61 billion net income during the first half of the year is the highest for any January to June period in our history," Pag-IBIG Fund Chairman Jose Rizalino Acuzar said.

Marilene Acosta, the agency's CEO, said members would ultimately benefit as Pag-IBIG's charter mandates that at least 70 percent of yearly net income be returned in the form of dividends and returns that are credited to their savings.

"With our second half projections on our loan releases, collections and performing loans ratio high, we are optimistic that we can maintain our financial performance and provide Filipino workers the best returns on their savings as well as the means to acquire their own homes through our affordable home financing," she added.

Total assets as of June rose to P873.15 billion, 6.0 percent higher compared to the end-2022 level of P827.40 billion.

The agency's robust financial position, Acuzar said, makes it well-equipped to provide financing for additional homes through the Pambansang Pabahay para sa Pilipino or 4PH Program.

Pag-IBIG Housing Loan Highest Ever, 27.75B to 31.97B

Pag-IBIG home loan payments reach record-high P31.97B in Jan to May, up 15%; PLR climbs to 92.53%

 

Pag-IBIG Fund’s performing loans ratio surged to 92.53% as top executives reported double digit growth in its housing loan payment collections in the first five months of the year.

 

From January to May, the agency collected P31.97 billion in home loan payments, which is 15 percent or P4.22 billion higher than the amount collected in the same period last year. The amount is also a record-high in terms of home loan payments collected by the agency for any January to May period.

 

“We are happy to report that our total collections for the first five months of the year already stand as the highest in our history. Strong collections not only reinforce Pag-IBIG Fund’s financial sustainability, but also benefits our members because the amount we collect are then ploughed back to our housing portfolio so that more members can avail of our home loans. This is one of our ways of heeding President Ferdinand Marcos, Jr.’s call in solving the country’s housing backlog under the Pambansang Pabahay para sa Pilipino or 4PH Program,” said Secretary Jose Rizalino L. Acuzar, who heads both the Department of Human Settlements and Urban Development and the 11-member Pag-IBIG Fund Board of Trustees.

 

Meanwhile, Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta noted that because of the agency’s continued strong collections in home loan payments in the first five months of the year, Pag-IBIG Fund’s performing loans ratio continued its rise. From 90.69 percent as of December last year, the agency’s PLR has climbed 184 basis points to reach 92.53 percent as of May.

 

“We are grateful to our members for their efforts in fulfilling their payment obligations on their loans. Their on-time payments are clearly reflective of their trust in us as we continue to provide relevant programs and services to respond to their needs. Our strong collections and PLR would allow us to not only address the loan needs of our members, but also to keep our interest rates low despite the prevailing market conditions. These are all part of our Lingkod Pag-IBIG commitment to provide accessible and affordable home loans for each Filipino worker,” Acosta added.

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