Pag-IBIG FAQ's

Pag-IBIG (P1) Regular Savings - Frequently Asked Questions

What is the Pag-IBIG Regular Savings Program?

This is where your mandatory monthly membership savings (contributions) go!

The Pag-IBIG Regular Savings is a secure and convenient savings facility that gives you high annual dividend earnings to help secure your future. This is because you can eventually withdraw your savings after membership maturity of 20 years, retirement and other grounds.

How much should I save monthly?

The Pag-IBIG monthly membership savings is pegged at just Php100. Employed members immediately double their monthly savings with the counterpart share of their employees.

Your savings grows even more with the dividends it earns annually.

You may wish to save more than Php100 monthly so that you can save more and earn more. 

Modified Pag-IBIG 2 (MP2) Savings - Frequently Asked Questions

What is Pag-IBIG Fund MP2 Savings Program?

The MP2 Savings Program is a voluntary savings platform for Pag-IBIG Fund members who wish to save more and earn high dividends, in addition to their Pag-IBIG Fund Regular Savings.

Who can save under MP2?

• Active Pag-IBIG Fund Members; and
• Former Pag-IBIG Fund Members with other sources of monthly income and/or Pensioners, regardless of age, with at least 24 monthly savings prior to retirement.

 

 

Virtual Pag-IBIG - Frequently Asked Questions

What is Virtual Pag-IBIG?

The Virtual Pag-IBIG is Pag-IBIG Fund’s online service facility that allows you to safely and conveniently access Pag-IBIG Fund’s services anytime, anywhere using just your smartphone or computer with internet connection.

It also provides a chat service with a Lingkod Pag-IBIG service officer ready to answer your inquiries or concerns.

It’s like having your own Pag-IBIG Fund branch ready to serve you 24/7!

What services does the Virtual Pag-IBIG offer?

By simply visiting www.pagibigfundservices.com/virtualpagibig, you can immediately enjoy the following services:

a. Register as a Pag-IBIG Fund member and get your permanent Membership ID (MID)Number;

b. Open a MP2 Savings Account;

c. Apply for a Pag-IBIG Multi-Purpose Loan (MPL);

d. Apply for Pag-IBIG Calamity Loan (for members whose area of residence is declared under a state of calamity);

e. Take the first step in applying for a Pag-IBIG Housing Loan;

f. Apply for a Pag-IBIG Home Equity Appreciation Loan (HEAL);

g. View the status of your loan (Housing, Multi-Purpose, Calamity or Home Equity Appreciation Loan);

h. Top-Up your Pag-IBIG Regular Savings;

i. Save in the Pag-IBIG MP2 Savings;

j. Pay your Pag-IBIG loans (Housing, Multi-Purpose, Calamity or Home Equity Appreciation Loan);

k. Apply for Interest-Rate Repricing on your Housing Loan;

l. Claim your Pag-IBIG Savings (due to membership maturity, optional withdrawal of savings, retirement at age 65, and MP2 Savings maturity); and

m. Chat with a Lingkod Pag-IBIG, 24/7, to help you learn more about your Pag-IBIG Fund benefits.

Enjoy even more services by opening a Virtual Pag-IBIG Account!