Pag-IBIG Regular Savings at 5.50%, MP2 at 6.00%

Pag-IBIG declares record-high P31.79B as 2021 dividends; Regular Savings at 5.5%, MP2 at 6%

The Pag-IBIG Fund Board of Trustees has approved the dividend for members’ savings for 2021, declaring a record-high amount of over P31 billion which shall be credited directly to its members’ savings accounts, top executives announced on Friday (Mar.11).

“During the Pag-IBIG Chairman’s Report last February 24, I announced that the rates of Pag-IBIG Savings remained higher than other instruments in the market. This announcement came with a caveat that these were to be approved by the Board. And now, I’m happy to announce once again that the Pag-IBIG Board has approved dividends for our members’ savings in the amount of P31.79 billion – the highest declared amount in the history of Pag-IBIG! The Board also adjusted upwards the previously announced indicative rates. The final dividend rates are now 5.5% for the Pag-IBIG Regular Savings and 6% for MP2. Giving higher returns on members’ savings is part of our efforts to give the best benefit to our members, especially as they face economic challenges due to the ongoing pandemic, while ensuring the Fund’s sustainability and stability”, said Secretary Eduardo D. del Rosario who heads the Department of Human Settlements and Urban Development and the 11-member Pag-IBIG Fund Board of Trustees.

Meanwhile, Pag-IBIG Fund Chief Executive Officer Acmad Rizaldy P. Moti explained that the higher rates are a result of a higher dividend pay-out ratio approved by the Board. He said that while the agency is required to give back to members only at least 70% of its annual net income as dividends, the Management and the Board always sought to give back more.

"Pag-IBIG Fund has always looked out for the well being of our members. And when we perform well, it’s our members who benefit the most. For 2021, I’m glad to say that the Board decided to retain the highest payout ratio of 92.15%. We are able to do this for the second consecutive year because of our strong financial position and improving loan portfolio despite the economic effects of the pandemic. We, the Management, thank all members of the Board for recognizing the Fund's efforts to maintain a stable Fund. We also recognize that the members themselves - their trust and confidence in the Fund's programs - helped us deliver a great performance year after year. This is your Lingkod Pag-IBIG at work when you need us most,” Moti said.

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Pag-IBIG Savings DIVIDEND rates, revealed na!

Pag-IBIG Savings DIVIDEND rates, Revealed Na!

During the Pag-IBIG Fund Chairman’s Report, Sec. Eduardo D. del Rosario said that the recommended 2021 dividend rate of Pag-IBIG Regular Savings is 5.16% per annum and 5.66% per annum for the MP2.

Dividends will be credited to members’ account within the second quarter of 2022, after the approval of the Pag-IBIG Fund Board of Trustees.

Pag-IBIG Loyalty Card Benefits and Discounts

Pag-IBIG Loyalty Card Benefits and Discounts

Discounts and promos are always a good way to get the most out of your money, and for PAG-IBIG members, did you know that fund has its own rewards program?

Members who apply for the PAG-IBIG Loyalty Card can avail of discounts and rewards on their grocery purchases, hospital bills, restaurant bills, and many more. 

If you're always on the lookout for bargain deals, discounts, and promos,  you might be interested to get the PAG-IBIG Loyalty Card.

Don't have one yet? Here's what you should know about the PAG-IBIG Loyalty Card:

What is the PAG-IBIG Loyalty Card?

The PAG-IBIG Loyalty Card initially served as a membership ID which later evolved into a rewards card for loyal members.

Currently, the Home Development Mutual Fund offers the new Pag-IBIG Loyalty Card Plus that also severs as a cash card where members can receive their Multi-Purpose Loan proceeds, Modified PAG-IBIG II (MP2) Savings dividends, and other benefits.

Members who have the PAG-IBIG Loyalty Card or the newer PAG-IBIG Loyalty Card Plus can avail of discounts and rewards from over 300 partner establishments nationwide, including stores, schools, restaurants, hospitals, and many more.

Who can apply?

Only PAG-IBIG members can apply for the loyalty card. You need to be an active member to qualify.

What are the requirements?

• Two valid IDs
• Membership ID Number
• You must be an active Pag-IBIG member
• P125 application fee

How do I apply?

You can apply by following these steps:

Have your Membership Identification Number validated by a PAG-IBIG Fund personnel

Fill out the Loyalty Card Plus application form and pay the corresponding card fee of P125 only to the bank personnel.

Have your photo and biometrics taken.

Validate your information.

Claim your PAG-IBIG Loyalty Card Plus together with the PIN Mailer from the bank personnel.

What are the benefits I can avail of?

You can avail of discounts of up to 50% in partner establishments of PAG-IBIG. Partner establishments include restaurants, schools, hospitals, hardware stores, hotels, supermarkets, and department stores.

Here are some samples of discounts you can avail:

HEALTH

Capitol Medical Center - 10% discount on room rates, use of operating room, delivery room, 5% discount on over-the-counter medications, physical rehabilitation, laboratory, imaging services

Healthway Medical – 50% discount on intense diamond peel, 20% discount on selected laboratory procedures, and 10% discount on dental procedures

Sarabia Optical – 20% discount on all finish and processed basic lenses. Free computerized eye examination

Asian Eye Institute – 15% discount on regular LASIK surgery and screening, 10% discount on conventional cataract surgery, and 5% discount on comprehensive eye exam and cataract screening 

Curamed Pharmacy – 10% discount on generic medicines and medical supplies and up to 5% discount on branded injectable and oral medicines

SCHOOLS

Colegio de San Juan de Letran (Manila and Bataan) – 20% discount on tuition for BS Education and BS Human Resource Development courses 

Colegio de San Juan de Letran (Laguna) – P2,000 discount on tuition for all programs for new students, extended to immediate family members.

International Colleges for Excellence – 30% discount on college tuition fees

Lyceum Northern Luzon – free tuition for new enrollees in all courses, extended up to fifth degree of consanguinity or affinity

Our Lady of Fatima University – 5% discount on tuition fee for Graduate programs

FOOD

Balay Dako (Tagaytay City) – 10% discount on Deli exclusive to Balay Dako’s products, free special dessert worth  P200 for a minimum food purchase of P2,000.

Bo’s Coffee (All branches) – 30% discount for a minimum purchase of PHP 500. Valid until March 31, 2022.

Crisostomo Filipino Dining (Alabang, Taguig, Pasay, Laguna, Quezon City) – free dessert for a minimum purchase of P1,500

Gloria Maris (Pasay) – 10% discount on food for cash payment and 5% discount for credit card payment

Papa John’s – 10% discount on all Papa John’s featured pizza.

You can view the rest of the discounts and promos you can avail of with your PAG-IBIG Loyalty Card here.

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