Whether you think you don’t have any money to save, you don’t know where to start or you’ve convinced yourself you’re simply not a saver, think again. There are always opportunities to save.
Here are 12 to consider.
- Make a grocery list
- Cook your meals at home
- Buy store brands
- Find ways to cut unnecessary spending
- Transfer credit card balances
- Shop the perimeter of the grocery store
- Follow the 30-day rule8
- Refinance your mortgage
- Use a budgeting app
- Cut utility expenses
- Stop wasting food
- Follow the 50/30/20 rule
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