Monday, December 2, 2024

Pre-terminate MP2


Can I withdraw my MP2 Savings before its 5-year Maturity

Yes. You may pre-terminate and withdraw your MP2 Savings prior to its 5-year maturity, based on the following reasons:
  • For active Pag-IBIG members:
    • Total disability or insanity
    • Termination from employment due to health reasons
    • Retirement
    • Permanent migration to another country
    • Unemployment due to layoff or company closure
    • OFW repatriation from the host country
    • Death of the MP2 account holder, with the MP2 Savings to be received by the member’s beneficiaries
    • Critical illness of the MP2 account holder or an immediate family member, certified by a licensed physician, and subject to approval by Pag-IBIG Fund
    • Other meritorious grounds as may be approved by the Pag-IBIG Fund Board of Trustees
  • For Retirees and/or Pensioners:
    • Total disability or insanity
    • Death of the MP2 account holder, with the MP2 Savings to be received by the member’s beneficiaries
    • Critical illness of the MP2 account holder or an immediate family member, certified by a licensed physician, and subject to approval by Pag-IBIG Fund
    • Other meritorious grounds as may be approved by the Pag-IBIG Fund Board of Trustees
  • For members with compounded dividend payout on their MP2 Savings
    • Principal MP2 Savings;
    • 50% of the total dividends earned from prior years; and
    • 50% of the dividends for the current year, which shall be released after the dividends for the said year have been declared and credited.
  • For MP2 Savings with annual dividend payouts
    • Principal MP2 Savings, with 50% of the total dividends received from prior years to be deducted from proceeds; and
    • 50% of the dividends for the current year, which shall be released after the dividends for the said year have been declared and credited.

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